Welcome to Bill Doyle Insurance. These terms govern your use of our website and services. By accessing our site or engaging with our offerings, you agree to be bound by these conditions. We encourage you to read through these terms carefully before proceeding, as they establish the framework for our relationship with you.
Bill Doyle Insurance provides home insurance quotes, policy management services, and related assistance through this website. The information presented here is intended for general guidance and does not constitute professional advice for your specific situation. While we strive to provide accurate and current information, insurance products and regulations change, and we recommend consulting directly with our team for personalized recommendations.
To use certain features of our website, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Please notify us immediately if you suspect unauthorized access to your account. We reserve the right to suspend or terminate accounts that violate these terms or engage in fraudulent activity.
When you request a quote or apply for coverage through our services, you agree to provide accurate, complete, and current information. Misrepresentation or omission of material facts may result in policy cancellation, claim denial, or other consequences. We rely on the information you provide to assess risk and determine appropriate coverage, making your honesty essential to the insurance relationship.
The content on this website, including text, graphics, logos, and images, is protected by intellectual property laws. You may view and download materials for personal, non-commercial use, but you may not modify, reproduce, distribute, or create derivative works without our prior written consent. Our trademarks and brand elements remain our exclusive property.
We provide this website and its contents on an as-is basis without warranties of any kind, whether express or implied. We do not guarantee that our services will be uninterrupted, error-free, or free from harmful components. Your use of our website is at your own risk, and you acknowledge that internet-based services involve inherent uncertainties.
To the fullest extent permitted by law, Bill Doyle Insurance shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services. Our total liability for any claim related to these terms shall not exceed the amount you paid for our services during the twelve months preceding the claim.
You agree to indemnify and hold harmless Bill Doyle Insurance, its officers, employees, and affiliates from any claims, damages, or expenses arising from your violation of these terms, your use of our services, or your infringement of any third-party rights. This obligation survives termination of your relationship with us.
These terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration in Sacramento County, California, except where prohibited by law.
We may modify these terms at any time by posting updated versions on our website. Continued use of our services after changes are posted constitutes acceptance of the revised terms. We encourage you to review these terms periodically to stay informed of any updates.
If you have questions about these terms or need clarification regarding any provision, please contact our team. We value transparency and are committed to ensuring you understand the conditions under which we provide our services.